I’m not naturally someone who spends easily spends money. I tend to overthink my purchases, and am definitely the chick who takes stuff back…all…the…time. Because I have to be sure.
There are two areas I can be kind of dumb with money in.
Luckily for my finances not having an actual animal to spoil helps out significantly with item #1. It really just leads to obsessive online horse shopping. I mean, I would’ve taken this one if you forced me….https://canterusa.org/horses/listings/bout-time-again-16-hand-6-year-old-solid-gelding/
But anyway, my daughter has halted her latest growth spurt, quickly followed by my car needing 4 tires, our deck needing redone and did I mention my car got 4 new tires? So frugal October has officially kicked off. My husband and I gave this idea whirl earlier in the year when our home decided to stop working and needed some interventions.
It’s an easy principle….for one month…anything out of the ordinary, or things not needed — just don’t push buy, don’t swipe that card. If it can wait, it should. It seems easy enough, but has a big impact. The first time we did it we managed to completely compensate for our household updates. It really says a lot about how the little things really add up. It feeds my constant Mint.com obsession, and makes me feel good about adulting.
Obviously if I forget my lunch at home (ahem-yesterday) no I won’t go hungry, I’m going to go grab something. But it just means that I make the effort to plan for purchases. Maybe I ought to skip one month of my wine club subscription thing and go grab some cheap stuff at Trader Joes? Maybe my frozen chicken meal will be better than ordering chinese tonight? I will say that like many rule structures – it does automatically make the opposite reaction very tempting. In this case buying stuff or shopping now seems much more fun. Even the little things.
A short list of random things I’ve now decided (within the past few days) I want…but not need. Yet.
I want this rainbow crop. It’s so obnoxious. My black one disappears constantly…sometimes it comes home to me…most recently it has not. No one will steal this thing in a hunter/jumper barn.
Or these adorable stickers I can adorn all the planner pages with? And there are more for when I purchase dream horse 2.0!
Personalized Chirstmas stockings…I need them right? Even though my mantle doesn’t let us hang stuff?
And of course – something for the tiny human.
Most of these are pretty inexpensive. I could
and should just grab it, but stupid Frugal October is only 5 days in. So I’m waiting. Whew. Adulting is a lot of work, and an effort in self-control. Wish me luck!